How does term life insurance compare to accidental death coverage?

They are two different types of life insurance.

Term life pays out a death benefit to your beneficiary if you die from an accident or natural causes.

Whereas, accidental death only pays out a death benefit if you die as a result of an accident. 

And, the insured must die usually within 3 months of the accident in order for accidental death to pay out a death benefit on the policy.

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